Meal vouchers, real estate rates, vaccination… Everything that changes on October 1st

Discover the measures that come into force on October 1.

The ceiling for the use of restaurant tickets on the rise

The ceiling for restaurant tickets will be raised to 25 euros per day from 1 October. The measure had already been announced at the end of July by the Minister of the Economy Bruno le Maire.

“In these difficult times for our compatriots, I want to make life less expensive, so I am ready to increase the ceiling from 19 to 25 euros. It is a good proposal from LR, socialist and environmentalist deputies [faite dans le cadre du projet de loi de finances rectificative, actuellement examiné au Parlement, ndlr]and I take it”, explained the minister.

Since September 1 and until December 31, 2023, restaurant vouchers can be used to pay for any food product, whether or not it is directly consumable.

Real estate: the wear rate will increase

Intended to protect individuals from abusive borrowing conditions, the usury rate, set each quarter by the Banque de France, is relatively unknown to the general public. Concretely, no bank can, all costs included, lend at a rate higher than this threshold calculated on the basis of the average rates granted during the previous three months, increased by 30%.

The usury rate is the cap rate designed to protect individuals from abusive borrowing terms. It is set each quarter by the Banque de France. This Saturday, October 1, the attrition rate will increase. Credit institutions will be able to grant loans at a higher rate.

With the rise in rates, some credit applications can no longer be accepted because the proposed rate would be higher than the usury rate.

It currently stands at 2.57% for 20-year home loans, all costs included, including borrower’s insurance and any brokers’ commission.

A technical control for two-wheelers?

Environmental associations are calling for the implementation of technical inspection of two-wheelers this year. The Council of State technically agreed with them in July, enjoining the executive to apply it from… October 2022. But the decision does not oblige the State to put it in place immediately.

In 2014, the European Commission introduced the obligation for all countries of the union to institute a technical inspection for motorized two-wheelers, by January 1, 2022 at the latest. In the middle of the summer of 2021, the French government had ended up publishing a decree establishing it for all holders of two-wheelers over 125 cm3, choosing as the date of entry into force at the beginning of 2023.

First twist, Emmanuel Macron had immediately assured that he would never apply this decision because “it was not the time to bother the French”, according to an adviser to the executive. Transport Minister Jean-Baptiste Djebbari had therefore suspended it by decree.

Associations had then seized the Council of State so that the government applies it as soon as possible.

Vaccinations: here we go again!

The anti-Covid recall campaign with the new vaccines adapted to Omicron will start on October 3, once France has received the first doses, the Minister of Health announced on Tuesday.

For the French to whom a new dose is recommended, “we are going towards a vaccination campaign from October 3, where we will have the new vaccines available”, declared François Braun on franceinfo.

For this recall campaign, the High Authority for Health (HAS) recommended using one of the three vaccines adapted to the Omicron sub-variants (two from Pfizer/BioNTech, one from Moderna), recently approved by the European Medicines Agency, and to couple it with that against the flu, which will begin on October 18.


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