Those who would imagine Americans staring at the polls, impatient to know who will strengthen their market share on November 8, will be disappointed, the truth is quite different: the only tables of figures that obsess them are those of interest rates. on home loans! This is the big topic of the moment: the cost of credit continues to climb – we now borrow at 5.50% over thirty years. In a market where new properties are too rare (4 million individual homes are missing in the country), buying a house or land is becoming more and more complicated – even impossible, since in some regions one out of two sales agreements is broken. after the banks refused to lend to a buyer considered too indebted. The end of recreation, in a country where spending on credit, mortgaging at all costs, has long been an encouraged vice?
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